RBI banned the Paytm Payments Banks and services as found many guidelines violations multiple times by the Paytm. As a result from the 1 Feb 2024, the Paytm stock is falling and as of now, PayTm share crashed by almost 55% from the 1 Feb 2024. If you still holding the stock then you should know the Paytm share price target for 2024, 2025, and 2026
As per the news, there are more than 1000+ accounts opened in Paytm using a single PAN card, and many similar issues are found in the compnay. Even RBI warned Paytm multiple times before but Paytm did not take it seriously.
Is issue is only with the Paytm Payments Bank not the whole services of Paytm. But the major revenue was coming from the Paytme Payemts bank. In the UPI market sharing Paytm’s market share was nearly 14% – 15%.
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About Paytm
Paytm is an Indian company that is involved in the business of digital payments, finance, stockbroker, and some more small businesses. Pytm company was founded in the year 2000 and its current managing director is Mr. Vijay Sharma.
Paytm offers a lot of services related to digital payments, finance, etc. Like UPI payments, Paytm bank, personal loans, Paytm mall, Paytm stock broking app, Paytm first games, tickets, and many more products and services.
Paytm is ranked at no. 3 in terms of UPI market share. Paytm has approx 14 – 15% market share. Google Pay and PhonePe have the largest market share the Paytm.
You can check Paytm’s business model in a very deep way through this page.
Company Fundamentals
From the fundamentals, you can know about the company in detail like the strength of the company, the right value of the company, the position of company among the all companies of the same sector, financial statements, growth of the company, and many more.
Most probably you are a retail investor, It is highly recommended to do a fundamental analysis by yourself of the stocks in which you are investing or already invested. In case, you know how to do a fundamental analysis of companies you can learn it from the Internet.
Note: The fundamentals of the Paytm company were last updated on 14 Feb 2024.
Net Profit & Loss (Yearly)
| Year | Net Profit & Loss (In Crore) |
|---|---|
| March 2019 | N/A |
| March 2020 | -₹2,942 |
| March 2021 | -₹1,701 |
| March 2022 | -₹2,396 |
| March 2023 | -₹1,777 |
Net Profit & Loss (Quarterly)
| Quarter | Net Profit & Loss (In Crore) |
|---|---|
| Dec 2022 | -₹392 |
| Mar 2023 | -₹168 |
| Jun 2023 | -₹358 |
| Sep 2023 | -₹292 |
| Dec 2023 | -₹222 |
Company Fundamentals
| Market Cap | ₹24,158Cr | ROE | -9.25% |
| P/E Ratio (TTM) | 0.00 | EPS (TTM) | -16.31 |
| P/B Ratio | 1.85 | Div Yield | 0.00% |
| Industry P/E | 105.21 | Book Value | 205.51 |
| Debt to Equity | 0.02 | Face Value | 1 |
Shareholding Pattern
| Held By | Jun 2023 | Sep 2023 | Dec 2023 |
|---|---|---|---|
| FIIs | 72.11% | 60.92% | 63.72% |
| DIIs | 3.54% | 4.05% | 6.07% |
| Public | 24.35% | 35.02% | 30.22% |
| Promoters | 0.0% | 0.0% | 0.0% |
| Other Holders | 0.0% | 0.0% | 0.0% |
Thumb Rules for Investing
Just by doing fundamental analysis, anyone cannot book maximum stock returns. Based on the investors’ experiences a few basic rules become the t rules for investing. In short, most retail investors or newbie investors make the below mistake as a result they do not get the maximum return on their investing.
These rules apply to the maximum sectors’ stocks. If you are new in the market or don’t have enough knowledge, you should follow the rules to strengthen your self-psychology.
Rule #1: Do not invest all the money in one sector’s stocks. No matter what is the future of the sector. If you invested all the money in one sector, you’ll be in a huge loss if the sector faces any issue.
Rule #2: Invest a maximum of 5% – 6% of the total money in any stock. Suppose you have Rs. 1 Lakh and invest only 5000 – 6000 in any stock. This rule is applicable when you are retail, and can not track all the stocks.
Rule #3: Invest in a maximum of 2-3 stocks of a sector. When any sector faces problems then other sectors’ stock will save you from huge losses.
Rule #4: Invest in stock when the stock the available at a 10% low from its 52-week high. Some people invest in stocks at high, and as a result, they do not get good returns on their investments.
Rule #5: Invest in stocks for at least 5 – 7 years to get very high returns. Keep booking the profit from time to time.
Rule #6: Keep averaging the stock if everything is right in the company and the stock is available at a high discount due to any market crash.
Rule #7: Before Investing in any stock make sure you check its fundamental and related news. It will help you to stay away from the stock which can give you huge losses.
Paytm Share Price Target
Note: The Below shared targets and analysis are not valid for now as Paytm has crashed very badly because of issues in the compnay. As a result, the RBI banned the Paytm Payments Bank services. So do not invest at any cost, you may face a huge problem in case if you’ll invest.
As per the business model, the Paytm company looks very good but on the other side there are also a few competitors who have a very large market share in digital payments, In finance there are also many companies that have very high market share like Bajaj Finance.
In the financial year’s quarterly results, it is seen that the Paytm company profit is increasing and their net loss is decreasing with time. In the Q2 quarter, Paytm saw a net loss of Rs. 292 crore which is less than the previous quarter.
Disclaimer: We are not SEBI registered. The post is only for educational purposes not for any investing advice. Do your analysis or ask your financial advisor before investing. We will not be responsible for any loss or profit.
Paytm Share Price Target 2024
In the last 2023, Paytm stock almost crashed by 20% in a few days when the RBI announced some regulations related to the loans. As, a large part of the profit Paytm makes from loans and related services. Not only Paytm but also many other companies’s stocks crashed.
As of now, the Paytm stock price is trading near Rs. 685 while its 52-week high is near Rs. 1000. The 52-week high was made during the last few months of 2023.
There are very high chance that Paytm stock can give some profit in the short term because after a major crash, almost all the stock reverses only if there is no fault of the stock or compnay.
If you have basic knowledge of Technical analysis then you can easily convert the opportunity into profit.
Paytm share price target 2025
In 2025 or the next year Paytm can give a massive profit but it depends on how Paytm will deal with the problems related to the loan services. In case, if the problem is solved then Paytm can easily give a massive profit.
As of now, it is very hard to give any target because of the RBI decision there are very high chance the profit and revenue of Paytm will be affected very badly.
So, if you are a long-term investor then you have to make sure to invest in the stock where you understand its business. Because there are also many products and services Paytm provides to its users and makes good profits.
As of now, Paytm is still available at a good price from its all-time high. If you want to invest in fintech for the long term then it can be a good option for you. Make your you analyse the stock properly. In 2025, you can see a target of Rs. 900 to 1000 but it depends on the world and India’s economy too.
Paytm share price target 2026
There are many pros and cons in the company that we shared below. So, you have to decide by keeping all the pros and cons of the compnay in mind. If you” do it then you can make actual money from investing.
As of now, the Paytm compnay is also DEBT free which is one of the great things for any compnay. So, the compnay can reinvest all the money to scale the company.
After the listing, the Paytm company has given almost 0% return to the investors but yearly the compnay is given some return.
There is no doubt with time, their prons can be fixed and the compnay will start making some profit. But it will take a lot of time. We recommend you keep checking the news and analyzing the company and its business to invest money in it.
FAQs
As we shared in the above chart the the Paytm stock formed an inverted head and shoulder pattern which indicates a good upside move in the stock for the short term. As the Paytm stock is also very bullish then most probably we can go upside very quickly.
Yes, Paytm is a good share to invest in as the business model of the company is very good. In digital payments, the Paytm company has approx 15% share and rankings at no. 3 after Google Pay and PhonePe.
Almost all the stocks go up and down from time to time and the market conditions. So, please do a proper analysis of the sector and industries in which Paytm is involved and its business model to know whether Paytm is safe to invest in or not. In the stock market, there are always risks of up and down.
Final Words: The business model and the market share of the company are really good. Paytm is also involved in multiple businesses and offers a lot of services and products. In digital payments, the Paytm company has captured 15% of the market share. As of now many experts the stock will give good returns in the next few years and you can see the strength of bulls in Paytm’s stock chart. So, after proper research and analysis, you can plan for a good Paytm share price target in the long term.